5305 Girard Street
McKinney, TX, 75071
$449,000
3 Beds
2 Baths
1,850 SqFt
0.14 Acres
MLS #21247448 image #0

Location

FHA Assumable Loan available at 5.2% for qualified buyers, huge savings versus today’s near 7% rates. Bright, calm, smart, move-in ready home in the sought after Willow Wood community. Body: Welcome to 5305 Girard Street in McKinney. This stunning 2023-built Bloomfield Homes property offers 3 bedrooms, 2 bathrooms, and 1,860 square feet of thoughtfully designed one-story living. But here’s what sets it apart in today’s market: qualified buyers can assume the seller’s existing FHA loan at just 5.19%, a rate that could save you hundreds per month compared to current financing. Inside, you’ll find a dedicated office with French doors and soundproofing, a smart home system controlling the door, thermostat, garage, and sprinklers from your phone, and a private primary suite tucked at the back for maximum privacy. Energy efficient windows, newer HVAC, and major components built in 2023 mean lower maintenance and real peace of mind. Step outside to two covered patios perfect for entertaining, all on a lot with no direct rear neighbor for extra privacy and natural light. You’re minutes from a 4-mile walking and hiking trail, a nearby park, and an elementary school just 2 blocks away, plus quick access to HEB, US-75, and downtown McKinney. This is a rare opportunity to lock in a below-market rate on a like-new home in one of McKinney’s most desirable communities.

Questions? I’m here to help!
Aaron Layman
Aaron Layman Properties
Call Now: 940-209-2100

Property Details

Price:
$449,000
MLS #:
21247448
Status:
Active
Beds:
3
Baths:
2
Type:
Single Family
Subtype:
Single Family Residence
Subdivision:
Willow Wood Ph 7
Listed Date:
Apr 22, 2026
Finished Sq Ft:
1,850
Lot Size:
6,011 sqft / 0.14 acres (approx)
Year Built:
2022
GarageWillow Wood Ph 7Melissa IsdWillow WoodMelissaMelissa

Schools

School District:
Melissa ISD
Elementary School:
Willow Wood
Middle School:
Melissa
High School:
Melissa

Interior

Bathrooms Full
2
Cooling
Central Air, Electric
Flooring
Carpet, Ceramic Tile, Vinyl
Heating
Central, Natural Gas
Interior Features
High Speed Internet Available
Number Of Living Areas
1

Exterior

Community Features
Community Pool, Park
Construction Materials
Brick
Exterior Features
Covered Patio/Porch, Rain Gutters
Fencing
Brick, Wood
Garage Length
20
Garage Spaces
2
Garage Width
20
Lot Size Area
0.1380

Financial

Green Energy Efficient
12 inch+ Attic Insulation, Rain / Freeze Sensors, Thermostat
Questions? I’m here to help!
Aaron Layman
Aaron Layman Properties
Call Now: 940-209-2100

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Aaron a full-service broker serving the Northern DFW Metroplex. Aaron has two decades of experience in the real estate industry working with buyers, sellers and renters.

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Community

Subdivisions in McKinney

Market Summary

Current real estate data for Single Family in McKinney as of Oct 08, 2026
1,207
Single Family Listed
80
Avg DOM
219
Avg $ / SqFt
$620,723
Avg List Price

Property Summary

    Located in the Willow Wood Ph 7 subdivision, 5305 Girard Street McKinney TX is a Single Family for sale in McKinney, TX, 75071. It is listed for $449,000 and features 3 beds, 2 baths, and has approximately 1,850 square feet of living space, and was originally constructed in 2022. The current price per square foot is $243. The average price per square foot for Single Family listings in McKinney is $219. The average listing price for Single Family in McKinney is $620,723. To schedule a showing of MLS#21247448 at 5305 Girard Street in McKinney, TX, contact your Aaron Layman Properties agent at 940-209-2100.
5305 Girard Street
McKinney, TX